To what extent can growing poverty be blamed on the advance of Essay

To what extent can growing poverty be blamed on the advance of globalization - Essay Example Globalisation is defined by Pugel (2004:5) as the â€Å"process of an increased relationship between national economies through international trade, foreign direct investments by multinational firms, and international financial investments†. Increased inter-nation trade results in the increased need for the redistribution of pricing and goods in a way that will ensure market place equilibrium is arrived at. As a result, nations may undergo periods of unemployment, reduced prices of their nations’ natural resources, as well as poor standards of life. On the other hand, Pugel (2004) argues that some countries undergo periods of inflation, increased employment demand, as well as increased living standards; thus there will be both gains and losses as a result of wealth redistribution. In order to establish comparisons between poor and rich nations, definition and measurement of inequality is vital. Once determined, it is possible to evaluate and measure the effects of globa lisation on the nation’s status. According to Birdsall (2002), inequality is the disparity of people’s living standards and their income in different countries. In addition, the World Bank categorises those in developing nations living under a dollar per day and those in medium economies living under two dollars a day as poor (Eswar, Rajan and Arvind, 2007). In contrast, the trio posits that a person in the more developed economies of the US, Japan, and Europe trying to live on under a thousand dollars is relatively poor as the cost of life is these economies is far greater than this amount. There is a rising increase in the income gap between the rich and the poor with many regions worldwide recording figures of 25% or more people living on less than a dollar a day (Ikubolajeh, 2002). According to Pranab (2007), poor people with less income have limited and or less access to the global wealth. A 2003 research revealed that the richest fifth of the global population ga rnered 85% of the globe’s income whereas the poorest fifth managed only 1.4% of the globe’s income (Eswar, Rajan and Arvind, 2007). Comparing the GDP between poorest and richest nations across the globe over the past century results in a constantly increasing and or widening income gap; an indicator that the gap of income has augmented and has continued with the same trend. Apart from income, the standards of living can also be used to measure a country’s level of poverty. Sri Lanka shares impressive social indicators as those of developed nations, for instance, life expectancy, literacy rates, mortality rates and population growth rate in the country is same as that of developed nations. Despite this, the country has a low income. Poverty of a country can be measured by fourteen major indicators that have been further subdivided into four sections namely infrastructure for development, growth and poverty reduction, human development, and governance and investme nt climate (Pugel, 2004). A number of factors can be used to drive economic growth and development, for instance increased educational standards and economic policies such as openness to international trade. Inequality exists in terms of living conditions and standards of livin

Different Departmentalization in Malaysia Essay Example for Free

Different Departmentalization in Malaysia Essay Introduction The search for competitive advantage, write management consultants and educators David Nadler and Michael Tushman, is the defining goal of modern-day business. Competing by Design: The Power of Organizational Architecture, is their guide to reaching that goal through total integration of corporate structure, workplace culture, and employee motivation. Bringing all such processes together into one unified organization, they contend, is as important to a companys future as the architectural unity of the building that houses it. Organizational Design is gaining more importance in human resource management as organizations are rethinking their role in the marketplace, their position vis a vis competitors, and their long term strategy. A key strategy in aligning the workforce with business goals, Organizational Design seeks to maximize workforce effectiveness while minimizing or maintaining costs. Five basic organizational structures are used in Organizational Design and adapted to an organizations needs Basic Organizational Designs Have Six Structure Elements. . Specialization-a process in which different individuals and units perform different task. 2. Chain Of Command-is the unbroken line of authority that extend from the top of the organizations to the lowest echelon and clarifies who reports whom.

Entropy, Pollution and Global Warming Essay -- Greenhouse Gases Climat

Entropy, Pollution and Global Warming The substances that we as human beings classify as 'pollutants' have always been present on the planet, because the earth is a closed system. The reason that these materials cause a negative impact on the environment, therefore, is not that they exist, but that they have been dispersed throughout the world's ecosystems in a very disordered fashion. To illustrate this, two pollutants of major concern will be considered, carbon dioxide (CO2) and sulphur dioxide (SO2). CO2 and SO2 are both given off when coal is burned to provide heat or to generate electricity. CO2 is the most important greenhouse gas contributing to global warming, and SO2 is the main cause of acid rain. Carbon and sulphur have no impact on the environment when they are locked up in ...

Adopting Africans not the answer

In Adopting Africans not the answer, Chimamanda Ngozi Adichie, argues against an appeal that Madonna has made on television: adopt an African child.Her opinion is summarized as, â€Å"Madonna could have urged others to help solve the problems by empowering, not failed leaders, but the people.†Adichie’s opinion can be categorized under both persuasion and deliberation. First, she expounds on what Madonna says on TV and then tries to persuade others to believe that Madonna, could have said something better.Therefore, her goal is to clarify what Madonna has said, and make a resolution as to what Madonna could have said. In the process of doing this, she also simultaneously presents to her readers the situation for children in Africa and how the public can help.As she narrates her African background and urges people to look more closely at Africa, and essentially, look far beyond what Madonna has said, she also deliberates on the better type of action between adopting a chi ld in Africa, or sending a donation to check to malaria-eradication organizations. Adichie wants her readers to believe that the better thing to do is send donation.My outlook on Adichie’s opinion is perhaps similar to her own opinion of Madonna – I wish Adichie could have focused on the fact that Africa needs donation, instead of going around in circles, telling a lot of things that could not strongly prove a point.Adichie’s article was full of herself. She starts with her childhood, goes on to tell what she feels, and ends the article with what she would think, which is only a poor anticipation of a scenario that do not give enough kick to support her arguments.Adichie could have been more straightforward, and started with what Madonna said on television. From there, she could have skipped some parts of her story and went straight to correct â€Å"the underlying notion that one helps Africa by adopting Africa's children.† Instead, she dragged on and too k Madonna’s adopted child’s biological father on the scene without empowering her opinion.Yet, when Adichie needed to expound, she failed. She wrote, â€Å"I wish she (Madonna) had added that Africa cannot depend on aid alone, that aid is like salted peanuts: The more failed leaders get, the more they want. I wish she had said she was setting up an organization run by locals to use donations as micro-credit.†Adichie could have directly compared the effects of helping a micro-credit and adopting a child in a bid to help Africa as a nation. But Adichie just carelessly went on without painting a clearer and crispier picture in the minds of her readers.Towards the end of her argument, she peppers her words with a lot of â€Å"I wonder,† which made her arguments a lot weaker and immature than what it should be. She may gotten the message across that Madonna could have said something better; but she did give a lot of depth to her explanation for that. So after a while, her reader forgets about what Madonna has said, and what she herself has said.It’s a shame because Adichie almost made a point – that Africa can be helped not just be adopting its children. But she merely touches on the â€Å"why† part of her article — where she was meant to strengthen her point and create an imprint in people’s minds — and clearly loses control of her argument. Overall, her article is doomed to be forgettable.SOURCE:CHIMAMANDA, N.A. (2006). Adopting Africans not the answer. News Day.  Retrieved November 15, 2006, fromhttp://www.newsday.com/news/opinion/ny-padi144975329nov14,0,116074.story?coll=ny-vi

Political Issues Essay

Political and Social Apathy, there are two faces of apathy. The first considers apathy as a choice and participation in public life a consequence of one’s affirmative use of freedom. The second face of apathy arises when citizens are led to believe that their personal needs are not part of the political agenda, resulting into political deprivation and the reaffirmation of the status quo. Philippines political and social life is marked by the second kind of apathy, which might also arise from the belief that individuals are powerless and hopeless in making significant changes in their lives. For this reason, the paper would like to awaken reflection on apathy in the personal and public spheres and to outline ways by which the individual can move towards sympathy. It is the intention of this paper to show contemporary Filipinos can find his passion again in order to move out of apathy. The paper will explain the rationale behind the development of the Philippines social and political issues. The Philippines is faced with a number of issues that concern our organization. We are passionate about raising awareness of these issues, and developing grass-roots solutions. Poverty, unemployment and environmental legislation are the major issues facing the country, and these problems have resulted in a large number of Filipinos moving overseas for work. We believe social entrepreneurship can help address some of the issues facing the Philippines at the moment. Read more:Â  Political Issues in the Philippines Essay

Free Essays on DHCP

Although a single DHCP server can support a network of any size, it is often useful to have two. Here's what happens when a DHCP client enters the network: 1. The client broadcasts a DHCP discover message that is forwarded to DHCP servers on the network. 2. Each DHCP server that receives the discover message responds with a DHCP offer message that includes an IP address that is appropriate for the subnet where the client is attached. 3. The client considers the offer message and selects one. It sends a request to use that address to the DHCP server that originated the offer. 4. The DHCP server acknowledges the request and grants the client a lease to use the address. 5. The client uses the IP address to bind to the network. If the IP address is associated with any configuration parameters, the parameters are incorporated into the client's TCP/IP configuration. In step 1 I told you that DHCP clients request their addresses using broadcast messages. The preceding chapters have pointed out several times that broadcast messages don't cross TCP/IP routers. Does that mean that a DHCP client can't obtain an IP address from a DHCP server on another subnet? No, not if you configure routers with the BOOTP protocol. BOOTP is an older protocol that assigns IP addresses, and it remains in use to allow DHCP broadcasts to propagate across routers. Thanks to BOOTP, a DHCP server can service clients on any number of subnets. In Figure 14.17, BOOTP is enabled on the router, which must, of course, be configured to route TCP/IP traffic. When the client broadcasts a request for an IP address, BOOTP receives the request and sends a directed message to any DHCP server that it knows about. This allows a DHCP server on a remote subnet to receive the request. The DHCP server responds through a directed message, so there is no problem with routing the response back to the client.... Free Essays on DHCP Free Essays on DHCP Although a single DHCP server can support a network of any size, it is often useful to have two. Here's what happens when a DHCP client enters the network: 1. The client broadcasts a DHCP discover message that is forwarded to DHCP servers on the network. 2. Each DHCP server that receives the discover message responds with a DHCP offer message that includes an IP address that is appropriate for the subnet where the client is attached. 3. The client considers the offer message and selects one. It sends a request to use that address to the DHCP server that originated the offer. 4. The DHCP server acknowledges the request and grants the client a lease to use the address. 5. The client uses the IP address to bind to the network. If the IP address is associated with any configuration parameters, the parameters are incorporated into the client's TCP/IP configuration. In step 1 I told you that DHCP clients request their addresses using broadcast messages. The preceding chapters have pointed out several times that broadcast messages don't cross TCP/IP routers. Does that mean that a DHCP client can't obtain an IP address from a DHCP server on another subnet? No, not if you configure routers with the BOOTP protocol. BOOTP is an older protocol that assigns IP addresses, and it remains in use to allow DHCP broadcasts to propagate across routers. Thanks to BOOTP, a DHCP server can service clients on any number of subnets. In Figure 14.17, BOOTP is enabled on the router, which must, of course, be configured to route TCP/IP traffic. When the client broadcasts a request for an IP address, BOOTP receives the request and sends a directed message to any DHCP server that it knows about. This allows a DHCP server on a remote subnet to receive the request. The DHCP server responds through a directed message, so there is no problem with routing the response back to the client....

For Free and Other Pleonastic Expressions

For Free and Other Pleonastic Expressions For Free and Other Pleonastic Expressions For Free and Other Pleonastic Expressions By Maeve Maddox pleonasm: The use of more words in a sentence or clause than are necessary to express the meaning Pleonastic expressions are common in conversation. We all use turns of phrase in which we repeat ourselves: â€Å"the books were few in number,† â€Å"We made advance dinner reservations,† â€Å"I know with positive certainty.† few: adjective. amounting to a small number. reservation: noun. an act of engaging a seat, room, place, ticket, vehicle, etc., in advance; positive: adjective. expressed without qualification; certain. In casual conversation, speakers may be forgiven these verbal tics, but advertisers and journalists can be expected to aim to minimize redundancy in their copy. Here are some examples from the web: Twenty-One Cool Products And Services You Can Get For Free â€Å"An unexpected surprise† (very popular headline for hotel reviews) The Borden twist is that Borden and Fallon are a pair of identical twins who take turns as each persona. Las Vegas has its share of annoying pests. Future prospects remain bright for agricultural graduates Do you want to give your child everything he needs to succeed as a baseball player? Good! Teach them the basic fundamentals when they are small. What is the current consensus of opinion concerning the relationship of REM sleep to emotional stability? Poorer soils are usually paler brown in color the green color shows a few raindrops, but the red color indicates very intense rain. County Schools Report Card Scores Show Good Improvement for free: If something is â€Å"free,† it is â€Å"given out of generosity and not in return for something else.† The formation â€Å"for free† has probably developed by analogy with â€Å"for nothing,† One can get â€Å"something for nothing,† A â€Å"free gift† is also pleonastic; the most common meaning of gift is â€Å"something given without charge,† i.e., â€Å"free.† It is enough for advertisers to announce that something is available free: â€Å"Buy a computer and get a printer free.† unexpected surprise: a surprise is an unexpected occurrence or event. pair of identical twins: Two children or young brought forth at one birth are twins. A pair is â€Å"a couple; a set of two.† It’s enough to say that the men are â€Å"identical twins.† annoying pests: In the figurative sense, a pest is â€Å"an annoying person or thing.† future prospects: The word prospects in this context refers to future occasions or events. basic fundamental: Fundamental means â€Å"serving as the foundation or base on which something is built.† The adjective basic means â€Å"Of, pertaining to, or forming a base; fundamental.† consensus of opinion: The word consensus is enough. It means â€Å"Agreement in opinion.† brown in color, green color, red color: A color is a hue or tint. Brown, green, and red are colors. It is rarely necessary to say so when describing a weather map or other depiction in color. It’s enough to say, â€Å"The red indicates intense rain.† good improvement: The word improvement includes the idea of â€Å"good.† There’s no such thing as â€Å"bad improvement.† The word can be modified in terms of degree. For example, â€Å"slight improvement,† and â€Å"minor improvement.† Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Expressions category, check our popular posts, or choose a related post below:20 Great Similes from Literature to Inspire YouUsing the Active Voice to Strengthen Your WritingMood vs. Tense

Overview of OLED Technology

Overview of OLED Technology OLED stands for organic light-emitting diode and its cutting edge technology results from many innovations in display monitors, lighting, and more. As the name suggests, OLED technology is the next-generation advance of regular LEDs and LCDs, or liquid crystal displays. LED Displays Closely related LED displays were first introduced to consumers in 2009. LED television sets were much thinner and brighter than their predecessors: plasmas, LCD HDTVs, and, of course, the humongous and outdated CRTs, or cathode-ray tube displays. OLED displays were introduced commercially a year later, and allow for even thinner, brighter, and crisper displays than LED. With OLED technology, completely flexible screens that can fold or roll up are possible. Lighting OLED technology is exciting because it is a viable and functional innovation in lighting. A lot of OLED products are light panels whose large areas diffuse lighting, but the technology lends itself well to different applications like the ability to change shape, colors, and transparency. Other benefits of OLED lighting compared to traditional alternatives includes energy efficiency, and the lack of poisonous mercury. In 2009, Philips became the first company to manufacture an OLED lighting panel called Lumiblade. Philips described the potential of their Lumiblade as thin (less than 2 mm thick) and flat, and with little heat dissipation, Lumiblade can be embedded into most materials with ease. It gives designers almost limitless scope to mold and meld Lumiblade into everyday objects, scenes and surfaces, from chairs and clothing to walls, windows and tabletops. In 2013, Philips and BASF combined efforts to invent a lighted transparent car roof. It will be solar powered, and will turn transparent when switched off. Thats just one of many revolutionary developments possible with such state-of-the-art-tech. Mechanical Functions and Processes In the simplest of terms, OLEDs are made from organic semiconductor materials that emit light when an electrical current is applied. OLEDs works by passing electricity through one or more incredibly thin layers of organic semiconductors. These layers are sandwiched between two charged electrodes–one positive and one negative. The â€Å"sandwich† is placed on a sheet of glass or other transparent material which, in technical terms, is called a â€Å"substrate†. When current is applied to the electrodes, they emit positively and negatively charged holes and electrons. These combine in the middle layer of the sandwich to create a brief, high-energy state called â€Å"excitation†. As this layer returns to its original, stable, â€Å"non-excited† state, the energy flows evenly through the organic film, causing it to emit light. History OLED diode technology was invented by researchers at the Eastman Kodak company in 1987. Chemists Ching W. Tang and Steven Van Slyke were the principal inventors. In June 2001, Van Slyke and Tang received an Industrial Innovation Award from the American Chemical Society for their work with organic light-emitting diodes. Kodak released several of the earliest OLED-equipped products, including the first digital camera with a 2.2-inch OLED display with 512 by 218 pixels, the EasyShare LS633, in 2003. Kodak has since licensed its OLED technology to many companies, and they are still researching OLED light technology, display technology, and other projects. In the early 2000s, researchers at Pacific Northwest National Laboratory and the Department of Energy invented two technologies necessary to make flexible OLEDs. First, Flexible Glass an engineered substrate that provides a flexible surface, and second, a Barix thin film coating that protects a flexible display from harmful air and moisture.

Apple Inc.'s Ethical Success And Challenges Essay

Apple Inc.'s Ethical Success And Challenges - Essay Example The second way in which Steve Jobs as the CEO of Apple Inc. embraced ethical leadership is through encouraging debate within the organization. This in effect meant that the employees of Apple Inc. could freely share their ideas with each other on what they thought was good for the organization; through allowing the employees to express their views and their feelings, the employees felt valued and respected because of being allowed to make their input on the various issues in the organization, this in effect made the employees of Apple Inc. more loyal to the Company. Jobs leadership, therefore, helped create an ethical culture in which the employees would honestly and openly share their ideas and their feelings with each other. The third way in which Steve Jobs as the CEO of Apple Inc. embraced ethical leadership was through creating a vision for the Company that the employees of the Company could believe in. Through creating a vision for the Company that the employees could believe in, Steve Jobs helped create a culture of shared goals and objectives among the employees of Apple Inc.; through Steve Jobs’ leadership style of creating a vision for the Company that the employees could believe in, the employees of Apple Inc. were motivated to work harder towards realization of the goals of the Company that they believed in. Steve Jobs’ ethical leadership style, therefore, helped in creating a culture of hard work in Apple Inc. The first step that was taken by Apple Inc. to ensure an ethical culture within the organization was the creation of a conducive environment for the employees; through the flattened organizational structure that the Apple Inc. adopted, the Apple Company created a conducive working environment for the employees of the Company because the employees did not need to go through layers of bureaucracy to express their views and their feelings to the top management of the Company.

Assignment two Example | Topics and Well Written Essays - 250 words

Two - Assignment Example The Salem village from which the witchcraft was mostly practiced happened to be causing a lot of problems to the colonists. The village was in constant rebellion with the colonists (Yarema 53). There were various political, economic and religious reasons why European groups migrated to America. Some wanted to expand their territories. Some migrated to America seeking for religious freedom while others migrated into America in search of raw materials and markets for their companies (McCullough 112). Many visitors took advantage of the fact that many natives were not united and this made their colonization process easier. Indentured servants were people who agreed to work with no pay for other people. This agreement would be entered to incase the person owed a debt to another person. The person in debt would agree to work for the other individual for a period of time in order to settle the debt. However, indentured servants had basic civil rights and were considered to be free by the law. Slaves on the hand had no basic rights and were considered to be personal property of their owners (Tomek

Inputs required for bell Bell Canada Strategic Process 2014 Essay

Inputs required for bell Bell Canada Strategic Process 2014 - Essay Example To increase the capacity of offering its services, there has to be consideration of increasing the number of data centers across regions in which the company offers its services. It will also entail consideration of increasing the working time to facilitate the flow of information. The security and the performance will have to be monitored closely to ensure safety and performance in the data centers and cover the entire network coverage. The cloud strategy is an important factor in this. There will have to be increased investment in the web design to allow the website get frequent visits to increase on its marketability (Martini & James, 2012). The web activity should also be made available to all call center agents. The management will have to undergo evaluation to ensure that they are up to the task and they can ensure compliance to company regulations by the other employees. The company will also have to integrate teamwork in the company to ensure there is collective responsibility towards the company initiatives. Most importantly, there will have to be an advertisement that reflects the company adjustments to attract more

Religious Freedom and Human Rights Essay Example | Topics and Well Written Essays - 1500 words

Religious Freedom and Human Rights - Essay Example e of the International Covenant on Civil and Political Rights which guarantees and protects fundamental human freedoms, there are a lot of cases of their brutal violation. According to the International Religious Freedom Report for 2013, around 400 Shiite and 80 Christians were murdered during the attack of sectarians in Pakistan and are exposed to serious danger in Egypt, Saudi Arabia and Iran. Different religious minorities, including Hindus, are subjected to oppression and physical abuse in Bangladesh due to political instability in the country. Buddhist groups demolished churches and mosques in Shri Lanka. Falun Gong followers and Catholic clergymen were incarcerated and tormented in China (â€Å"International Religious Freedom Report,† 2013, p. 2). So, several questions arise: do people really have the freedom of faith and where lies the difference between religious liberty and religious extremism? The purpose of the paper is to define the concept of â€Å"religious freedom†. Further, it will analyze the impact of this notion on human rights. Also, it will evaluate the importance of religious freedom for the functioning of international system. Though it is popularly believed that religious freedom originated in Western culture, there is persuasive evidence indicating that this concept came from ancient Persia, Sumeria, Africa and China. In conformity with Persian Documentation and Hebrew Scriptures, around 2,600 years ago Cyrus the Great implemented the policy of adopting tolerant attitude towards people of different religions. This regime restored Jewish outcast’s right of returning to their fatherland. Other holy texts pointed out that there must not be any coercion in religious beliefs (Hertzke, 2012, p. 109). Freedom of religion is universally acknowledged to be one of the fundamental human rights. It is stated in different declarations of the United Nations Organization, international agreements and national legislation. Article 18 of the

Everything is Illuminated, The Mission, and Little Buddah Movie Review

Everything is Illuminated, The Mission, and Little Buddah - Movie Review Example Jonathon makes the journey to Ukraine to try and find the mystery woman who helped his grandfather during his time of need. Another meaning from the statement that Jonathon gives is that he wants to discover his own background. Something that Jonathon maybe think is about is the fact that he would not exist without this woman helping his grandfather. If there is a chance that she is still alive, then Jonathon wants to meet her and possibly thank her. Jews by nature are very religious people who have had a long and turbulent history. It is this history that helps them to keep going. Modern day Jews wants the story of the Holocaust to be taught because they do not want the wrongs of the past to be repeated in the future. Jonathon feels like his history is an important part of who he is today, so he should do everything possible to learn from his ancestors. While Jonathon may not be finding information key to the Jewish religion, he appreciates the fact that he is Jewish and wants to le arn more about his history. 2. Alex’s grandfather initially had a negative attitude towards Jews; he keeps referring to Jonathon as â€Å"Yid,† which can sometimes be used as a derogatory term for Jewish people. There are some Jews who call themselves this term, so there is still some debate as to whether Yid puts down Jews or not. Alex’s grandfather’s attitude towards Jews does change over the course of the film, but this is largely due to the journey that everyone takes. This change is unusual in a way because Alex’s grandfather has always had a negative view of Jews, probably because of the area of Ukraine that he was brought up in. Another reason could be that he has dealt with so many Jews looking to travel to Ukraine that he has grown accustomed to Jews as customers rather than friends. Also, the fact that he is an old man makes it all the more unlikely that he changed his view of Jews after traveling with one through the Ukrainian countrysid e. But, after seeing Jonathon make a journey to pursue some of his history, and the fact that everyone got along well, Alex’s grandfather begins to understand that his previous view of Jews was in fact wrong. 3. The Christian religion is shown in a both a positive and negative light, depending on the characters involved. The positive representation of Christianity is shown when the Jesuits go into the forest and help the native people by teaching them to read, building schools and churches, and offering them a way out of their primitive state. Along the way, the Jesuits even manage to convince a mercenary, Mendoza, to join them. They had no reason to do this except to pick someone up at their lowest point. The negative representation of Christianity is shown by the Jesuit Order in Europe and the Catholic Church, which pursue an aggressive strategy of eliminating the new converts from their land simply due to border and land disputes. The scenes showing church leaders in Europ e give the impression that the Christian church wants to conquer the world with no respect for the native people they come across. The message given about Christianity is a balanced one; missionaries such as Father Gabriel choose not to fight because it goes against what he believes while Mendoza believes that Christians should have the right to protect themselves. The film does not offer an opinion on which belief is the greater one; it only presents a situation that

Religious Freedom and Human Rights Essay Example | Topics and Well Written Essays - 1500 words

Religious Freedom and Human Rights - Essay Example e of the International Covenant on Civil and Political Rights which guarantees and protects fundamental human freedoms, there are a lot of cases of their brutal violation. According to the International Religious Freedom Report for 2013, around 400 Shiite and 80 Christians were murdered during the attack of sectarians in Pakistan and are exposed to serious danger in Egypt, Saudi Arabia and Iran. Different religious minorities, including Hindus, are subjected to oppression and physical abuse in Bangladesh due to political instability in the country. Buddhist groups demolished churches and mosques in Shri Lanka. Falun Gong followers and Catholic clergymen were incarcerated and tormented in China (â€Å"International Religious Freedom Report,† 2013, p. 2). So, several questions arise: do people really have the freedom of faith and where lies the difference between religious liberty and religious extremism? The purpose of the paper is to define the concept of â€Å"religious freedom†. Further, it will analyze the impact of this notion on human rights. Also, it will evaluate the importance of religious freedom for the functioning of international system. Though it is popularly believed that religious freedom originated in Western culture, there is persuasive evidence indicating that this concept came from ancient Persia, Sumeria, Africa and China. In conformity with Persian Documentation and Hebrew Scriptures, around 2,600 years ago Cyrus the Great implemented the policy of adopting tolerant attitude towards people of different religions. This regime restored Jewish outcast’s right of returning to their fatherland. Other holy texts pointed out that there must not be any coercion in religious beliefs (Hertzke, 2012, p. 109). Freedom of religion is universally acknowledged to be one of the fundamental human rights. It is stated in different declarations of the United Nations Organization, international agreements and national legislation. Article 18 of the

Microm3 Essay Example | Topics and Well Written Essays - 1000 words

Microm3 - Essay Example 7 4. How Does The ‘Invisible Hand’ Described By Adam Smith Work? Explain What Smith Meant By The Invisible Hand And How It Works. What Signals Producers And Buyers To Adjust Quantity Supplied/Demanded And Reach Equilibrium? 8 5. According To Economic Theory, How Do Consumers Decide What Goods To Buy? What Does The Final Decision To Buy Something Depend On? 10 1. What Happens When The Government Imposes A Minimum Wage? Explain Using A Graph. Minimum wage laws set rules regarding the minimum wage that can be provided by an employer for obtaining labour. The Fair Labour Standards Act of 1938 was established by the US congress to set down the minimum wages that should be offered to employees to ensure a proper standard of living. The labour market faces the forces of demand and supply. The supply of labour is determined by workers and the demand is determined by the employers. In the absence of the government intervention the wages get adjusted with the labour supply and dem and. When the minimum wage is above equilibrium then the supply of labour exceeds the demand. This causes unemployment. Thus, the wages of employees who already have the job increases and the income of employees who do not have the job are lowered. The affect of minimum wage depends on the experience and skills of the employees. The skilled and experienced employees have their equilibrium wages much above the minimum wages. The greatest affect of minimum wages is on the teenage labour based market. Teenagers have low equilibrium wages because they do not have much skills and experience and are willing to work on low pay in exchange for the training they receive on the job. A study reveals that 10% increase in minimum wage reduces teenage employment to 1% - 3%. 10% increase in minimum wage does not increase teenage wages by 10%. The minimum wage also affects the supply quantity of labour. Since the minimum wage of the teenagers increase, the number of teenagers willing to work also i ncreases. Minimum wage increases the income of the poor. Certain opponents of minimum wages consider that it results in unemployment, teenagers dropping out of schools and restricts unskilled workers from obtaining training on their job (Mankiw, 2008). Source: (Encyclopedia of Earth, 2006). The above figure represents the condition in the classical labour market. A legal minimum wage interferes with the free market adjustments and causes true unemployment. The demand and supply model of labour Source: (Encyclopedia of Earth, 2006). The above figure shows conditions in the traditional market. The labour quantity and the equilibrium are determined by market forces. 2. What Economic Concept Explains Why Most People Specialize In A Specific Profession Rather Than Trying To Make All Of The Things Themselves? Specialisation is a concept that relates to most of the modern economies. Modern economies do not produce everything. Rather they produce those things that provide them a ‘comp arative cost advantage’. The excess from the production is exported and the items that are not produced within the country are imported. This kind of specialisation ensures greater economic growth. At an individual level, specialisation ensures greater work efficiency and greater productivity. The high levels of productivity and efficiency ensures high income levels (Jain & Ohri, n.d.). Specialisation is based on the law of comparative advantage. According to the law of comparative advantage, the individual who has a lower opportunity cost of production of a

The Next Catastrophe Essay Example for Free

The Next Catastrophe Essay A catastrophe is a sudden event that causes very great trouble or destruction or a bad situation.   This can be in the form of a terrorist activity or a disaster either God or man made.   After September 11, Business activities have been on catastrophes due to the economic implications of such disaster. Some countries in the united states and fir4st world countries are located at areas that may be prone to such economics of scale are aimed at achieving the greatest returns possible given a low cost of all factors inputs and this helps in increasing of the markets value of a company in the industry.    Catastrophic have extremely emergency economic implications to business firms because they normally destroy property, which includes machinery, building, plant and equipment and also goods in stock. The effect of three is that such property helps in the production processes, which produce outputs, to be sold in the market.   These saws gain profit, which is then shared between the company stakeholders.   These include shareholders, Debenture holders and long/short term cinders to the company. With the destruction caused by catastrophes the flow of benefits form the company to all parties in question is disturbed.   Some catastrophes are politically motivated like and September 11 is the government duty and responsibility to secure the resident and business non-resident community in the country. These are contributors to the revenue collected by the government in terms of taxation.   If business is affected by catastrophes, there work is enough sales, profit and tax to the government.   In the case of natural catastrophes government involvement is also very necessary.   Aid should be given to fund reconstruction and recovery efforts by the business community.   Companies have a right to be protected and * in case of a catastrophe because of the amounts that they combine to the government through taxation. The next catastrophe relates to the extend of preparedness to ensure that incase of a natural or artificial terrorist attack or disaster measures are in place to ensure that regardless of the exposure to catastrophes, a company will still continues to enjoy its economics to scale because there disasters negatively affect the operations of the company.   Government’s assistance is therefore very necessary in both preventive precautionary measures and after catastrophe remedy in reconstruction and recovery efforts. Lee and Perrow 39,8 1040 – 1056 The next terrorist or disaster attack may be natural thus includes earthquakes or even floods which may be very destructive or through ethnology.   This can be in the form of nature or a computerized terrorist attack.   The focus should be on how prepared everybody is including the government; measures should ensure that such could be defected in advance and corrective action taken.   People don’t have power over natural forces and their investment can be normally affected.   Government scientists should detect such and alert the business community in time in order to take necessary measures, which might include relocation nomatter the lost because a stitch in time saves nine. The government should also ensure that terrorist attacks on grounds are avoided because these are cases of another government nation individuals not happy about the governments stand or past reaction / action on some global issues and the business community ends up suffering thanks the ruling system.   As was the case for September 11. Those around times to work hard their buildings property plants and machinery brought down and hence their operations came to a standstill.   This leaned to loss of revenue, profit, terming per share went down, loans were taken to help in recovery and Goodwill of the company was destroyed.   Relationship between the company and suppliers employees, clients, and company guarantors were all not as before and the public image of such companies was messed up. The questions here is how to avoid such so that the acquired economic of scale can be utilized due to continuity of operations.   Perpetuity of business centuries also determines its extend of economies of scale both internal and external. The next catastrophe may destroy the perpetuity concept of business companies.   Business assumes that they should control to operate for the enforceable future and thus is preparing that may be due to the next disaster.   Even this is tampered with, inefficiencies and massiveness occur and therefore output is achieved at high cost especially if a firm is located at a place than is extremely exposed to calamities. The government should give growth or even funds to the companies to ensure that reserve accounts are not utilized and the balance sheet sir destabilized.   Disasters at the moment are the main source of worry to business around the United States metropolitan because they cannot be of my economic value due to the costs incurred.   After September 11, it was not easy for all entities to relocate and with the continued war on Iraq and the United states impact on the war another error attack may be due to anytime. Bush’s stand on the war of a concern to the republicans who form the business community.   Revenge by the Iraq may be expected and this will mainly be at big cities where such attackers aim to have a   maximum destruction. To the republicans, the president’s stand may be initiating another attack and businesses around these regions will be greatly affected.   Once businesses are affected this growth and development is affected and production may not be at low cost due to the funds utilized to desk with terrorist affects.   The market value to affected companied go down due to low volumes of sales, which determine profits and earnings per share. Investors may not want to invest in such areas because their return on investments may be low and may decide to invest in other parts of the world. This leads to low funds and finance for company, which is needed to make more investments and or start new project. Clarke and short (1993), 21-23 High-risk facilities like all New Jersey where major oil gas, pipeline companies and railways are located business people around that area are always worried about the past catastrophe.   These are areas where terrorists may be invested and may stake in revenge.   Business are said to be interested in one way because both product and service industries need one another for the effective and efficient performance railway lines are need for the transfer of factor inputs and outputs if they are destroyed, other means of transport may not be cheap and therefore this average cost of production may be high.   This leads to diseconomies of scale because high revenues are matched wit high costs and low profits are gained. The timings per share are reduced.   Investors may decide to buy shares of other company’s because there is no economic value due to the low comings per share.   Incase the government does not come in these costs of services may go up to the disadvantage for investors.   Location of sites in such high-risk areas may not be avoided and firms may suffer die to catastrophes that they may not have control over. Pipelines and gas companies are m* needed by manufacturing companies due to the factor inputs.   When destroyed, firms may have to look for other forms of energy, which may be liked in areas due to low supply, which cannot be matched with the existing demand.   Goodwill that has been created is no longer in one and diseconomies of scale false the company.   Unnecessary costs are incurred which violates the set budgetary expenditure, health, economies of scale. In determining the business location, many factors are considered and therefore a site may be admirable due to other factors regardless to the vulnerability of the region to catastrophes.   More disasters may be considered to be interminable so a company may decide to ignore the next catastrophe.   However, caution is that such firms together with the government should know what to do incase of a disaster because this may reverse the economics of scale.   Other factors that a company considered in choosing its site may be enabling growth and development of a company which censures low factor input costs.   Perrow (1984), 16,19. Catastrophes are normally abrupt and will be economically viable given that they may not be directly related benefit.   Average product cost goes up after including all costs that have been incurred in dealing with the catastrophe.   The prices of commodities will remain constant and exercise losses occur.   Return on investment, return on sales, and acid test varies all become unfavorable to the shareholders together with the management.   The employee may also lack motivation and thus may lead to magnificent leading to low quality or area wastages and idle time, which is very costly to the company. Lack of government involvement in a discouragement to investors because at times the finances may be available to the companies affected and the calls for governments intervention.   Business vulnerable to catastrophes should always be considered in the government budget for every year under disaster management funds.   This is what the government owes the taxpayers the next catastrophes should have very minimal impact on those affected and this will be government duty.   Business community in such areas should keep a eye on the government to ensure that they are prepared and what happened after September 11 doesn’t occur. Economic costs and time, which is valuable, should all be considered when carrying up with a catastrophe preparedness scheme?   Time lost during reconstruction and recovery may never be recounted to employees are destabilized; suppliers and company’s clients are disturbed and may lack for other clients and supply point.   This is and advantage at the expense of the affected companies. Perrow (2005) 34,2; 99 -107 Delays caused by these catastrophes may also affect the company to the unforeseeable future.   The government regulatory bodies, which include the homeland security office, should consider all these and take measures as required.   Catastrophes may require research for development purposes.   The cost for research will increase the average cost per unit and reduces profit margins.    This in itself is a diseconomy of scale, which could has been enjoyed by the company if operations were not disrupted.   The objective of all firms is to maximize revenue profit subject to factors inputs.   These research expenses may not be of use to the company immediately and will greatly affect the customers of the company and hence the objectivity of the financial statements which will greatly be affected.   It is therefore necessary for the government to fund research out of these catastrophes so that the average cost of outputs is not increased. Perrow (2007) 6 – 10 Catastrophes may lead to hanger in techniques used in production.   Relocation may also affect the enthusiasm of the employees and may not have the motivation to improve the quality of producers.   Marketing the company will also be necessary after the next catastrophe in order to improve the affected companied image.   After the next catastrophe, suppliers and consumers may also want to help away from the vulnerable region and this has a greater economic implication. After September 11, focus shifted form achieving short-term and long-term goals to the issue of safety form catastrophiles.   It is the government’s duty to ensure that its residents and foreigners in the country are secure.   Government goodwill will be showing concern for this and should be ready to take measures that impress the country allies because its such people who financially deal with the economic antis in the country.   Attention on safety is not very economically bitable even in areas prone to catastrophiles.   This leads to an ignorance of other duties that the company’s management owes the stakeholders of the company inducing increasing market value to the company in the industry. Pidgeon 5,1, 1-14 Vulnerable companies may ignore the idea of professional growth and development of its staff.   Labour is very important for a company to achieve its long tern and short-term objectives.   The human capital is therefore affected by catastrophiles as well the case for September 11.   People result to mobility and theory therefore transfer their ability to other regions that are not vulnerable.    Employee’s ability improved by working for a particular organization is provided to other firms in other regions.   The government should endure the working population that their interest are being considered by the government investment in the next catastrophe preparedness and they should therefore not seek employment else where.   Labour mollify of a diseconomy of scale because more capital will be employed in recruiting and training new staff.   This is a direct cost of production leading to high average cost of production. Ripma 5,1, 15 -23. The environment is also affected by both natural and physical catastrophiles. Jacob , Brain 13,2,34 –43 In conclusion, all business people an citizens of a particular country need a clean environment free form pollution caused by catastrophes.   The economic implication of environment should be considered in the next catastrophe.   The government’s deregularization of homeland security efforts has left many high-risk entrepreneurs to be greatly affected by catastrophiles either natural or artificial.   The government should increase funds for the next catastrophe preparedness in order to avoid the effects of all levels of the economic at domestic level because these are market and industry players. La Porte, Todd and Rochlin , 214, 221 – 227.             Reference: Clarke, L. and Perrow, C. (1996). Prosaic Organizational Failure, Thousand Oaks: The American Behaviorist, 39, 8; 1040-1056 Clarke, L. and Short F., J. (1993). Social Organization and Risk: Some Current Controversies, Pullman, Washington: Annual Review of Sociology,21-23 Heakel R. (2003). Economies of Scale. Options Express http://www.investopedia.com/articles/03/012703.asp   Retrieved on 10/19/2007 Jacobs, Brian. (2005). Urban Vulnerability: Public Management in a Changing World, Malden, MA: Journal of Contingencies and Crisis Management, 13, 2, 39-43 La Porte, R., Todd and Rochlin, G. (1994). A Rejoinder to Perrow, Cambridge, MA: Journal of Contingencies and Crisis Management, 2,4, 221-227 Perrow, C. (1984). Normal Accidents: Living with High-Risk Technologies, New Jersey: Princeton University Press,16,19 Perrow, C. (2005). Organizational or Executive Failures?, Washington: Contemporary Sociology, 34, 2; 99-107 Perrow, C. (2007). The Next Catastrophe: Reducing Our Vulnerabilities to Natural, Industrial, and Terrorist Disasters, New Jersey: Princeton University Press 6-10 Pidgeon, Nick. (1997). The Limits to Safety, Culture, Politics, Learning and Man-Made Disasters, Malden, MA: Journal of Contingencies and Crisis Management, 5, 1, and 1-14 Ripma, A., Jos (1997). Complexity, Tight-Coupling and Reliability: Connecting Normal Accidents Theory and High Reliability Theory, Malden, MA: Journal of Contingencies and Crisis Management, 5,1, 15-23

The Marketing Strategy Of Vietnam

The Marketing Strategy Of Vietnam Tourism industry worldwide is one of the largest sectors which have greater contribution in the growth of economy. It is obvious that tourist from one continent travel to other continents. Southeast Asian countries have become popular destination for European tourists and the government in each respective country from Southeast Asia putting significant efforts to attract the tourists across the world. However due to economic recession there was a record downfall of tourists from Europe in the region. In this view this assignment report discusses the marketing strategy of Vietnam to attract customers from European countries including the market, segmentation, targeting and positioning strategy (Akaah and Korgaonkar, 1988). 2. Target Country of Tourist Destination: The number of tourists from Italy has seen a significant downfall to visit Vietnam in the tourism statistics during the past four months however the total in flow of the tourists in the country has been increase by 103% as per the tourism statistics issued by Vietnam tourism government. Among other European countries the flow of tourists from Italy was equal and in last four months this figure has been decreasing continuously (Berthon, Lane, Pittand Watson, 1998). According to the tourism government in Vietnam, the tourist flow from Italy was 11,243 in December 2009 which has been reduced to 5796. There is great potential of tourist in Italy since during Easter most of the population in Italy go for outbound vacations and Southeast Asian countries they found attractive place to visit due to heritage, culture and monuments. Based on these observations I have chosen Italy as a target market to attract tourist from Italy. (Source: http://www.vietnamtourism.gov.vn/) 3. Resorts on Facilities and Services: Windsor Plaza Hotel is one of the preferred choices for tourists to get accommodation as the hotel has branches across the country. The hotel is located at heart of the capital city of Vietnam Ho Chi Minch City which is situated in the mid way of historic china town district and business district. The hotel provides world class five star services with a combination of luxury and hospitality services. Windsor plaza provides superior hospitality services to both the business travelers and leisure travelers (Bocij, Chaffey, Greasley, and Hickie, 1999). There are the set up of professional services offered by Windsor plaza where the travelers can make the choices among shopping, entertainment, meeting and dining facilities. In addition to this the tourists can have the great experience of perfect gifts, boutique, shopping and discotheque which has been built with the inspired theme of American style discos. The luxurious service described above has become the unique choices and needs of travelers from Italy and these are the USP of hotel to attract tourist across the world countries (Agrawal, Arjona and Lemmens, 2001). Tourists from Italy travel outbound to get relax from work, entertainment and enjoyment. Therefore in this view they always seek for the place where they can have the experience of all luxuries, sources of entertainment and facilities under one roof. Windsor plaza provides the accurate services as per the need of European tourists. In addition to this the hotel provides multi-cuisine food with the specialization of each European country, so that the tourists from Europe should not miss their choice of food. Another advantage provided by Windsor Plaza is the low rates than the other hotels. The hotel offers best possible low rates where the customers can negotiate and much cheaper than the booking rates directly. All the rates are finalized after consent of the customer and no hidden charges applied into the service hotels. Along with the low rate ben efit, the hotel provides first hand information that meets the expectation of the tourists (Business Wire, 2002). 4. Marketing Strategy: In order to attract the tourists from Italy, the country requires robust marketing plan which should cover every aspect of market strategies to target the tourists. This section provides the segmentation, targeting and positioning analysis for Vietnam . 4.1 Target Market: Target country in Europe will be Italy as it is the most preferred destination for Vietnam where a significant share of tourists flow exists among other destinations. The major destinations from European countries include France, UK, Germany, Italy and Spain where the majority of tourists visit the Southeast Asian countries specifically for leisure purpose. Each of these countries have equal tourists flow however it has been assessed that due to economic recession tourists visit from Italy has been reduced tan the previous year visits (Cohen, 2002). Therefore it should be essential for Vietnam to develop a strategy to capture the lost share of tourist from Italy. Most of the population in Italy usually goes for outbound travel in vacation time such as Easter, Christmas and summer holidays. Southeast Asian region is the preferred destinations for these tourists (Festervand, Snyder and Tsalikis, 1986). 4.2 Segmentation: Before targeting the tourist it is essential to segment them based in their demographics, psychographic, behavioral and geographic factors. Below is given the segmentation analysis for tourists in Italy. 4.2.1 Demographic Segmentation: The demographic segmentation refers to the gender, age, income level and education level of the target segment based on which a marketer defines the profile of its target customer. The target profile of tourist will be population with age more than 18 years who are graduates with monthly income more than Euro 3,500 and good equal proportion of male and female (Hoffman and Novak, 1996). 4.2.2 Geographic Segmentation: Geographic segmentation is based on the location of the target segment where is resides. The target location will be major cities in Italy since majority of population in Italy resides in urban areas and reach of the communication channel is higher among the urban areas. Apart from this the target customers identified at the outskirts of urban areas since a good proportion of population also resides in such areas due to low cost of index (Jasper and Ouellete, 1994). 4.2.3 Behavioral Segmentation: Behavioral segmentation is based on the consumer behavior, culture, values and beliefs. Consumers in Italy are reserved in nature and very price sensitive. They have the cultural values to spread happiness with enjoyment and entertainment. The purpose behind leisure traveling is to enjoy the vacations without any stress and with full of comfort. Tourism government in Vietnam is making efforts to fulfill the basic tourism needs of the tourists (Kehoe, Pitkow, Sutton, Aggarwal and Rogers, 1998). The core focus of the government is emphasizing on developing and renovating the tourist sites in the country with old heritage monuments and all facilities with latest technology in the hospitality sector. Beaches in Vietnam are very popular. In this way the marketer will target the tourists in Italy who are seeking place for their comfort and likely to enjoy the beaches (Machlis, 1998). 4.2.4 Psychographic Segmentation: Psychographic segmentation is based on the lifestyle, mind set and thinking of the consumers for availing the particular product and services. Marketer will target tourist in Italy who visit the tourists destination for reliving from the stress from their busy life. In addition to this the mind set of the tourist towards leisure purpose to pass the vacation with full of enjoyment and luxury. They feel that visiting tourists place will provide the experience of new learning and entertainment (Oberndorf, 1999). 4.3 Targeting: The target profile of the tourist will be divided into two segments such as those tourists who have already visited Vietnam and those who will visit Vietnam first time. The aim of targeting first segment of tourist will be the add on benefit to the marketer as it will be easy to capture this segment and require less efforts to attract the tourists again to visit Vietnam (Millman, 1998). Moreover they are potential customer as they are well aware about the tourist place in Vietnam which enables to plan their visit easily. On the other hand aim of targeting the fresh tourists is to increase the market share and provide the expedience of this segment with enjoyable life and comfort by the attraction of tourism in Vietnam. The profile of target customer will be population of age 18 to 25 years, 26 to 35 years and 35 to 55 years who are likely to enjoy their vacations in comfortable place. Various holiday packages will be promoted among the target segment to promote the tourism in Vietnam . The core target segment will be consumers of age group 26 to 35 since they are the decision makers in the households and level of income and spending power is higher of this segment (Lewis, 2000). 4.4 Positioning Strategy: The positioning strategy includes the advertising and communication to the target segment. A marketer must choose the advertising and communication channel with high reach among the target segment. Online advertising is the optimal method of promoting the tourism in Vietnam. A marketer can select the social networking popular in Italy to advertise the tourism in Vietnam (Quelch and Harding, 2009). The marketer can also select the email marketing, web blogs and RSS feeds to promote the tourism among Italian tourists. Under the promotion strategy the Windsor can offer family package or group package by highlighting the major facilities, services and popular destinations in Vietnam (Oliver, 1999). The marketer at Windsor can also select some choice of discount package with visual presentation of popular tourist sites to attract the customers. In addition to this a differential and low cost strategy will work to promote the tourism in Vietnam. Apart form this; the Tourism government in V ietnam should upgrade the website by installing the virtual tour of popular tourist destinations so that the tourists can have the view of tourists places and tourism in Vietnam virtually. Events should be promoted on the website in order to attract the tourists. The promotional activity will be implemented by engaging the local travel agents and travel companies in Italy (Porter, 2000). 5. Marketing Mix: Marketing mix is the critical factor which enables the marketer to deploy the marketing strategy in optimal way and also provides the growth and expansion of an organization. Until the sound marketing mix is developed a company can have several challenges in the market place to promote its products and services. In this way the seven Ps of marketing mix of Windsor Plaza are defined below (Shankar, Rangaswamy and Pusateri, 1999). 5.1 Product (Services): In case of hotel the product will be services which are intangible in nature. Therefore based on the service offerings the Hotel can forecast its sales to be generated and the margins of the Hotel will be estimated in the coming years (Reda, 2000). Windsor can offer varieties in its hospitality services such as house saloon service, multi cuisine food specifically all verities of European cuisine. In order to promote the services, Windsor will engage with the local travel agencies in order to make the tourist aware about the available services and related facilities for tourism in Vietnam. The incentives and commission will be provided to the travel agents and travel companies based on the revenue generated and recommending the tourist about the hotel (Van den Poel and Leunis, 1999). The services will be included all the modern facilities so that the tourists get fascinated hotel services. at the same time the hotel will realize where there service are lacking and using this opportun ity the marketer can boost up their sales (Riedman, 1999). 5.2 Place: Place has of its primary importance in marketing mix, the marketing and sales manager should understand the appropriate market in Italy to promote the hotel service along with the tourism in Vietnam. Before implementing the marketing plan the marketing manager should study about the general demographics about Italy for example moot of population in Italy resides in metro areas and tourists came from the outskirts of the metro cities and urban areas. In the internet era, most of tourists in Italy do not visit the travel agencies and book their tourist plan online. Therefore the service will marketed through major internet portal (Woolley, 1998). Apart from this the metro city malls will be targeted first to promote the tourism. 5.3 Promotion: As already discussed, the hotel will use the differentiation and low cost strategy to develop the competitive advantage under the promotion strategy. Online marketing channel will be used to promote the hotel service and tourism. Some of the communication channel includes, social networking sites, website, email marketing, RSS feed and Blog. Advertising will be utilized through various websites which are most often visited by the tourists in Italy (Warner, 2000). In order to promote the services, Windsor will engage with the local travel agencies in order to make the tourist aware about the available services and related facilities for tourism in Vietnam. The incentives and commission will be provided to the travel agents and travel companies (Warner, 2000). 5.4 Price: Under the promotional strategy the hotel will use the low cost strategy in which the hotel will offer discount and best possible low price for its services in the industry. Since the tourists in Italy are more prices sensitive and it should have the worth as per the offerings. Pricing will be offered by covering the all the hotels expenses and kept the margin at lower side. The hotel can therefore make the volume based profits and utilize it in the long term (Wingfield, 2001). 6. Extended Ps: The extended Ps of marketing will be used to reinforcing the positioning strategy of the hotel as described below (Ansoff, 1957). 6.1 Process: In service industry process is the key marketing mix since the customer feels happy if they find the service process is easy and services of the company can be accessible in the easiest possible manner. The marketer will pace self made process in the hotel with signage to get the access of each service easily. In addition to this the hotel will use intercom facility to by just dialing one number and the hotel staff will provide the instant service within maximum of 10 minutes. It will be highlighted in during the hotel promotion (Baker, 1998). The hotel will provide the below services for its tourists: Executive lounge Business center Meeting facilities Recreational facilities Kids playroom Tour desk Airport pick-up service: USD18/way/4seats and vehicles for rent Outside swimming pool Multi-lingual guest service staff Laundry and dry-leaning service Modern elevator and baggage storage Souvenir/Gift shop and ATM in hotel Doctor/Nurse on call Foreign currency exchange Travel tour arrangement Business Center with ADSL Internet and Email Beauty salon and beauty treatment center Gymnasium and fitness center Massage, Spa, Sauna, Steam-bath and Jacuzzi Shopping center, Games and Casino room Ngan Dinh Restaurant Cafà © Centra America Discotheque An Dong shopping plaza (Source: http://www.vietnam-hotels.net/hotels/Windsor-Plaza-Hotel) 6.2 People: The hotel will employ best of industry experience in order to provide highly acclaimed services to the tourist. People are the first face in the service industry and they are like the tangible asset of the company. In hospitality business, people are only the evidence where the customer feels the experience of services. Hence the hotel will employ the hotel management professionals with minimum 3 years of experience of the industry to provide betters service to the tourist (Agrawal, Arjona and Lemmens, 2001). 6.3 Physical Evidence: Physical evidence includes the proper display of the services which are visible during the hotel visit. In this way the hotel will use the signage merchandizing where the each facility will be marked with proper sign. The interior of the hotel will be designed by the architect and interior designer. During the positioning, a virtual tour of hotel will be created and displayed on the communication channel such as websites and internet portal (Berthon, Lane, Pitt and Watson, 1998). 7. Budgetary Requirement: Since the Windsor plaza is already an established chain in Vietnam, therefore the hotel requires the renovation in its hotel and promotion expenses. Since the hotel will use the digital marketing concept to promote the service and incentive commission to be provided to the travel agents and companies. Hence the forecasted budget is provided in the below table for the period of six months: Month Estimated Expenses 1st month USD 55,000 2nd month USD 40,000 3rd month USD 25,000 4th month USD 25,000 5th month USD 15,000 6th month USD 7,000 The progress will be monitored through weekly sales sheet in which the company will make the comparison of actual revenue generated with the target revenue and based on the figures the target for subsequent months will be assigned to each sales manager (Festervand, Snyder and Tsalikis, 1986). In addition to this the company will prepare expense ratio chart every month to monitor the cost over revenue generated. Apart from this the number of visits on the web portal and networking sites will be recorded to monitor the progress of advertising and promotion. The marketer can also check the user review to monitor the impact of its marketing campaign (Cohen, 2002). 8. Recommendation: In order to gain the long term advantage and global marketing benefits the marketing manager should perform different marketing activities which will enable the hotel to gain the competitive advantage for minimum of five year period. Year 1 Year 2 Year 3 Year 4 Year 5 Focus in Marketing Campaign Flexibility of Rates Online Considering the Channel Management Products Investment in the Website Optimization of Website E-mail marketing Protection of Online branding Monitoring the Users Review Online and Accordingly devise the marketing strategy Offering a analytical package Responding to the market condition Lewis (2000) suggested that the company should optimize those key steps which enable to understand its advertising and promotion. Since Windsor Plaza will use digital marketing therefore user review will provide the necessary information to the marketing manager to understand what the hotel can best offer to the tourists. Apart from the protection of online branding is essential as it will enable the marketer to protect other websites to advertise companys image in the negative way such as low rate hotel.

Blacks and Whites in Movies Essay -- essays research papers

The object of this paper is to portray the role of African Americans and Whites in modern contemporary films. It is evident that there has been a great deal of effort in the integration of black people into American society. The National Association for the Advancement of Colored People (NAACP) has strived to undo the ties of segregation and disenfranchisement of African Americans. The NAACP has used several strategies to overturn segregation rules and obtain suffrage for black citizens. With the introduction of the Civil Rights Movement in the 1950’s, the motto â€Å"We shall overcome’ served as inspiration for the fight against segregation. Although much effort has been made to integrate black people into society over the years, there still exists significant segregation with respect to roles in motion pictures and modern film. However, great advancements have been made in recent years to overcome this struggle to equally include African Americans in the wealth and success of the media culture. With the recent surge of technological advancement and media industry, the black role has simultaneously advanced. The African American history of struggle, misrepresentation, and segregation has been the theme of many modern movies, music, and television shows. African Americans are taking advantage of this opportunity to represent the African American culture, even though it serves to explain their historical oppression and misfortune and not of their success and well-being. They are turning a negative history into a positive career and future. Approximately eighty years ago, it was only a thought that African Americans should indeed make movies and appear in the big screen alongside white actors and actresses. Today this dream is now reality. The road to making motion pictures with the inclusion of African Americans has been evolutionary on all levels with lots of observable changes. The movie industry has become more willing to produce new themes an d films featuring African Americans as stars.   Ã‚  Ã‚  Ã‚  Ã‚  The advancement of African Americans in the movie industry has become evident with their recent accolades in film roles and production. The Oscars present a golden statuette to a person in recognition of their achievements in the filmmaking industry. History was made in 2001 when African Americans won in both the Best Actor and Best Actress categ... ...bsp;Train- white lady stares at them- sara and Derek purposely make a scene for a reaction †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Sara ends it with Derek †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Sara makes Julliard †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Happy ending with Sara and Derek Guess Who- Kevin Rodney Sulliven- 2005 Ashton Kutcher- Simon Bernie Mac- Percy Zoe Saldana- Theresa Judith Scott- Marilyn †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Simon –white, Theresa- black, engaged †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Cranford- NJ- meet the parents †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Don’t know that Simon is white †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Confuse black taxi driver and simon †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Shocked- Percy doesn’t like him †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Theresa tries to talk to the mom about it †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Percy shares bed with Simon †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Racial statements †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Percy and Simon drive women away †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Help each other-begin a relationship †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Happy ending.   Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Blacks and Whites in Movies Essay -- essays research papers The object of this paper is to portray the role of African Americans and Whites in modern contemporary films. It is evident that there has been a great deal of effort in the integration of black people into American society. The National Association for the Advancement of Colored People (NAACP) has strived to undo the ties of segregation and disenfranchisement of African Americans. The NAACP has used several strategies to overturn segregation rules and obtain suffrage for black citizens. With the introduction of the Civil Rights Movement in the 1950’s, the motto â€Å"We shall overcome’ served as inspiration for the fight against segregation. Although much effort has been made to integrate black people into society over the years, there still exists significant segregation with respect to roles in motion pictures and modern film. However, great advancements have been made in recent years to overcome this struggle to equally include African Americans in the wealth and success of the media culture. With the recent surge of technological advancement and media industry, the black role has simultaneously advanced. The African American history of struggle, misrepresentation, and segregation has been the theme of many modern movies, music, and television shows. African Americans are taking advantage of this opportunity to represent the African American culture, even though it serves to explain their historical oppression and misfortune and not of their success and well-being. They are turning a negative history into a positive career and future. Approximately eighty years ago, it was only a thought that African Americans should indeed make movies and appear in the big screen alongside white actors and actresses. Today this dream is now reality. The road to making motion pictures with the inclusion of African Americans has been evolutionary on all levels with lots of observable changes. The movie industry has become more willing to produce new themes an d films featuring African Americans as stars.   Ã‚  Ã‚  Ã‚  Ã‚  The advancement of African Americans in the movie industry has become evident with their recent accolades in film roles and production. The Oscars present a golden statuette to a person in recognition of their achievements in the filmmaking industry. History was made in 2001 when African Americans won in both the Best Actor and Best Actress categ... ...bsp;Train- white lady stares at them- sara and Derek purposely make a scene for a reaction †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Sara ends it with Derek †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Sara makes Julliard †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Happy ending with Sara and Derek Guess Who- Kevin Rodney Sulliven- 2005 Ashton Kutcher- Simon Bernie Mac- Percy Zoe Saldana- Theresa Judith Scott- Marilyn †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Simon –white, Theresa- black, engaged †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Cranford- NJ- meet the parents †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Don’t know that Simon is white †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Confuse black taxi driver and simon †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Shocked- Percy doesn’t like him †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Theresa tries to talk to the mom about it †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Percy shares bed with Simon †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Racial statements †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Percy and Simon drive women away †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Help each other-begin a relationship †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Happy ending.   Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  

Society’s Reaction to Lgbt

Introduction to Sociology Social Issue #2: LGBT community Can you possibly eat be able to eat with both spoons: a paper on the LGBT community Imagine marching in your favourite deli, sitting on your most-loved spot and enjoying your coffee of choice but on a table in front of you rests a woman endeavouring to consume her breakfast using two spoons.And as that phenomena catches your attention, you’re there trying to fathom why on earth would she use two similar utensils whose functions do not seem to jive, why, given the presence of a fork, would she force herself to eat with two spoons, why would she not spare herself from the effort. Before I get censured by philosophical thinkers stating the possibility of actually eating with two spoons, the abovementioned metaphor introduces the issue on the lesbians, gays, bisexuals and transgender collectively known as the LGBT community.Just like grubbing with both spoons, the existence of the â€Å"third kind† is something we ar e not fully accustomed to, something that we perceive as atypical but despite given those we peacefully, I assume, coexist. They are everywhere; Tarzans turning into Janes and Janes turning into well†¦ Tarzans. As their existence raises the brows of so many Filipinos today; so much derision has been thrown to the society who’s only desire, in my opinion, is to set free from the being closeted and express themselves in a way, despite peculiar, that would embody their totality and true persona.Although already accepted in some countries (Argentina,  Belgium,  Canada,  Denmark, Iceland,  Netherlands,  Norway,  Portugal,  Spain,  South Africa,  Sweden, and some sub-national jurisdictions (parts of  Mexico  and the  United States), it is still vetoed, not even close to being fully tolerated, here in the Philippines; that no matter how the number of groups that support the LGBT spring up in the archipelago increase over time, our kababayans still recogn ize it in the wrong lenses.Reports conclude that 379,799 to 804,280 of the Filipino population is made up of the third kind and such number causes the Church to frantically fret; causes it to question how did it surface, nowadays even more blatantly, in a nation whose customs are deeply rooted in the Catholic faith – in a nation taught that in the creation of the Universe it only Adam and Eve, not an Adeve, who were formed.The last time I checked this is still a free world and the liberty of expression still applies so I personally believe that the society should pay more mind on the issues that actually deteriorate the nation; allot more attention to treacherous operations of the government, poverty resolution and other more meaningful agendas than LGBT scorning and leave the community whose sole wish is to cast their rainbow.All humans are entitled to choice, the power to manipulate what happens next†¦ I suggest sceptic faces choose to understand and respect the indivi duals who didn’t have a choice what they would be at birth. References http://en. wikipedia. org/wiki/Same-sex_marriage http://pinoylgbt. com/ http://en. wikipedia. org/wiki/LGBT_culture_in_the_Philippines http://en. wikipilipinas. org/index. php? title=Homosexuality_in_the_Philippines http://lagablab. wordpress. com/2006/09/15/gay-statistics-in-the-philippines-by-consensus/

Financial management Essay

Q1. What are the goals of financial management? Ans. Financial management means maximization of economic welfare of its shareholders. Maximization of economic welfare means maximization of wealth of its shareholders. Shareholder’s wealth maximization is reflected in the market value of the firm’s shares. Experts believe that, the goal of financial management is attained when it maximizes the market value of shares. There are two versions of the goals of financial management of the firm- Profit Maximization and Wealth Maximization. Profit maximization Profit maximization is based on the cardinal rule of efficiency. Its goal is to maximize the returns with the best output and price levels. A firm’s performance is evaluated in terms of profitability. Profit maximization is the traditional and narrow approach, which aims at maximizing the profit of the concern. Allocation of resources and investor’s perception of the company’s performance can be traced to the goal of profit maximization. Wealth maximization The term wealth means shareholder’s wealth or the wealth of the persons those who are involved in the business concern. Wealth maximization is those who are involved in the business concern. Wealth maximization is also known as value maximization or net present worth maximization. This objective is an universally accepted concept in the field of business. Wealth maximization is possible only when the company pursues policies that would increase the market value of shares of the company. It has been accepted by the finance managers as it overcomes the limitations of profit maximization. The following arguments are in support of the superiority of wealth maximization over profit maximization: * Wealth maximization is based on the concept of cash flows. Cash flows are a reality and not based on any subjective interpretation. On the other hand, profit maximization is based on any subjective interpretation. On the other hand, profit maximization is based on accounting profit and it also contains many subjective elements. * Wealth maximization considers time value of money. Time value of money translates cash flow occurring at different periods into a comparable value at zero period. In this process, the quality of cash flow is considered critical in all decisions as it incorporates the risk associated with the cash flow stream. It finally crystallizes into the rate of return that will motivate investors to part with their hard earned savings. Maximizing the wealth of the shareholders means net present value of the decisions implemented. Q2. Explain the factors affecting Financial Plan. Ans. To help your organization succeed, you should develop a plan that needs to be followed. This applies to starting the company, developing new product, creating a new department or any undertaking that affects the company’s future. There are several factors that affect planning in an organization. To create an efficient plan, you need to understand the factors involved in the planning process. Organizational planning is affected by many factors: Priorities – In most companies, the priority is generating revenue, and this priority can sometimes interfere with the planning process of any project. When you start the planning process for any project, you need to assign each of the issues facing the company a priority rating. That priority rating will determine what issues will sidetrack you from the planning of your project, and which issues can wait until the process is complete. Company Resources – Having an idea and developing a plan for your company can help your company to grow and succeed, but if the company does not have the resources to make the plan come together, it can stall progress. One of the first steps to any planning process should be an evaluation of the resources necessary to complete the project, compared to the resources the company has available. Some of the resources to consider are finances, personnel, space requirements, access to materials and vendor relationships. Forecasting – A company constantly should be forecasting to help prepare for changes in the marketplace. Forecasting sales revenues, materials costs, personnel costs and overhead costs can help a company plan for upcoming projects. Without accurate forecasting, it can be difficult to tell if the plan has any chance of success, if the company has the capabilities to pull off the plan and if the plan will help to strengthen the company’s standing within the industry. For example, if your forecasting for the cost of goods has changed due to a sudden increase in material costs, then that can affect elements of your product roll-out plan, including projected profit and the long-term commitment you might need to make to a supplier to try to get the lowest price possible. Contingency Planning – To successfully plan, an organization needs to have a contingency plan in place. If the company has decided to pursue a new product line, there needs to be a part of the plan that addresses the possibility that the product line will fail. Q3. Explain the time value of money. Ans. Money has time value. A rupee today is more valuable than a year hence. It is on this concept â€Å"the time value of money† is based. The recognition of the time value of money and risk is extremely vital in financial decision making. Most financial decisions such as the purchase of assets or procurement of funds, affect the firm’s cash flows in different time periods. For example, if a fixed asset is purchased, it will require an immediate cash outlay and will generate cash flows during many future periods. Similarly if the firm borrows funds from a bank or from any other source, it receives cash and commits an obligation to pay interest and repay principal in future periods. The firm may also raise funds by issuing equity shares. The firm’s cash balance will increase at the time shares are issued, but as the firm pays dividends in future, the outflow of cash will occur. Sound decision-making requires that the cash flows which a firm is expected to give up over period should be logically comparable. In fact, the absolute cash flows which differ in timing and risk are not directly comparable. Cash flows become logically comparable when they are appropriately adjusted for their differences in timing and risk. The recognition of the time value of money and risk is extremely vital in financial decision-making. If the timing and risk of cash flows is not considered, the firm may make decisions which may allow it to miss its objective of maximizing the owner’s welfare. The welfare of owners would be maximized when Net Present Value is created from making a financial decision. It is thus, time value concept which is important for financial decisions. Thus, we conclude that time value of money is central to the concept of finance. It recognizes that the value of money is different at different points a of time. Since money can be put to productive use, its value is different depending upon when it is received or paid. In simpler terms, the value of a certain amount of money today is more valuable than its value tomorrow. It is not because of the uncertainty involved with time but purely on account of timing. The difference in the value of money today and tomorrow is referred as time value of money. Q6. What are the assumptions of MM approach? Ans. Modigliani Millar approach, popularly known as the MM approach is similar to the Net operating income approach. The MM approach favors the Net operating income approach and agrees with the fact that the cost of capital is independent of the degree of leverage and at any mix of debt-equity proportions. The significance of this MM approach is that it provides operational or behavioral justification for constant cost of capital at any degree of leverage. Whereas, the net operating income approach does not provide operational justification for independence of the company’s cost of capital. Basic Propositions of MM approach: 1. At any degree of leverage, the company’s overall cost of capital (ko) and the Value of the firm (V) remains constant. This means that it is independent of the capital structure. The total value can be obtained by capitalizing the operating earnings stream that is expected in future, discounted at an appropriate discount rate suitable for the risk undertaken. 2. The cost of capital (ke) equals the capitalization rate of a pure equity stream and a premium for financial risk. This is equal to the difference between the pure equity capitalization rate and ki times the debt-equity ratio. 3. The minimum cut-off rate for the purpose of capital investments is fully independent of the way in which a project is financed. Assumptions of MM approach: 1. Capital markets are perfect. 2. All investors have the same expectation of the company’s net operating income for the purpose of evaluating the value of the firm. 3. Within similar operating environments, the business risk is equal among all firms. 4. 100% dividend payout ratio. 5. An assumption of â€Å"no taxes† was there earlier, which has been removed. Limitations of MM hypothesis: 1. Investors would find the personal leverage inconvenient. 2. The risk perception of corporate and personal leverage may be different. 3. Arbitrage process cannot be smooth due the institutional restrictions. 4. Arbitrage process would also be affected by the transaction costs. 5. The corporate leverage and personal leverage are not perfect substitutes. 6. Corporate taxes do exist. However, the assumption of â€Å"no taxes† has been removed later.

The Decay of English as a Language

But today, in a world filled with computers and keyboards and various applications like Microsoft Office to facilitate our writing and even correct our errors, do we really need to know how to write properly anymore? In the modern world where we use our phones and messages to communicate with the least amount of effort, short and concise text to get to the point regardless of punctuation, grammar nor orthography. In a fast living world where everybody seems to have less time, Is there really room for linguist? According to John Humphrey, a newspaper author mentioned in Crystals essay, exiting is ruining our Language.Ever since the mobile phone was introduced and along with the way to communicate with messages, companies have been using this invention to make the most profit of it by developing the Global System for Mobile Communications Network in the mid sass's. Messages at that time had a limited amount of characters, so the message people are trying to forward had to be short and concise. There was no room for orthography nor grammar. The beginning of SMS, short message service. Testing as a trend rocketed In the 21 SST century and a ewe creative style of writing has emerged.However, David Crystal is not agreeing with the majority, he states, that it rather â€Å"helps than hinders literacy' (b or not b, David Crystal, 337). He also argues that even though a lot of grammar and general linguistic rules are often broken, the messages are still understandable. And Isn't that the point? Furthermore, the longer the messages become the less linguist errors occur. Symbols and single letters to replace words (b or not b, David Crystal, 337-338) In fact, this so called problem is not new. People have been solving puzzles and riddles in newspapers using this structure of text in the 19th century.English has a lot of abbreviation words ever since it began to be written down. A different approach David Crystal is bringing up, is that author are using â€Å"textileâ₠¬  to write poems, short- stories or even novels. But the mobile phone is limiting the capabilities of this new found style. So authors craved for a platform with more expressive power. Therefore, â€Å"textile† moved to the PC where people have more possibilities like color, font, type- size and shape. This shows creativity for the English language (b or not b, David Crystal, 344). And isn't that Just a development of Language?Like Languages have always evolved and changed over time? At the same time, increasing evidence from different researches, form a team at Coventry University, came to the conclusion that testing does not effect children's ability to write or read. Instead, it improves. One of the researches show that the more abbreviations they use, the better is their grade in test's on reading and vocabulary. This research also states that the younger the age is, where they get heir first phones, the better their skills in linguistic (b or not b, David Crystal, 345) .The main argument is that children could not be good at testing if they had not already developed a secure considerable literacy awareness, hence children who are able to use this kind of communication style already have a sense of how the language works and sounds. David Crystal isolates himself clearly from other authors or professors by not sharing the same opinion. And this essay depicts it coherently. I think that it is true that English as a Language is changing and its not going to be he same as it was. But is that a bad thing? Personally.

Perennial Insurance Case Study Example | Topics and Well Written Essays - 1500 words

Perennial Insurance - Case Study Example .. Start Living Now!" encapsulates our philosophy that the insurance that Perennial offers enables optimum life choices that allow you, our valued customer, to start living your life in the way that you choose. It is due to this commitment to your needs that Perennial Insurance has decided to introduce you to our top three summer insurance packages. Each package contains a wide variety of benefits, which can be tailored to suit your individual needs, and each is available at an extremely competitive price. In addition, with the summer holidays just around the corner, each has been designed to ensure you peace of mind, leaving you to just relax and have fun. However, best of all, Perennial Insurance is offering you a full 10% discount on all policies during the 14 days following the reception of this letter. So, what are you waiting for Take a look at these exceptional offers and then contact us for an interview. Overseas medical expenses, following either an illness or injury, you policy will cover any medical, hospital, and/or ambulance needs and treatment. Individuals are covers up to 5,000,000 and families up to 10,000,000. Emergency dental treatment up to $500 per person. In case of death, your policy covers your burial or cremation overseas, or for the transportation of your remains to your country of residence. Cancellation due to unforeseeable circumstances. Theft or damage to your personal belongings, including travel documents Should you have to interrupt your voyage due to either injury or illness, you are covered for additional accommodation, travel and evacuation expenses. Standard packages from just $18.99! Rest assured than Perennial Insurance will continue to strive to be the number one insurance provider within our town, through delivering a premier service that offers high quality products that are designed to meet your needs. As such, we look forward to a mutually

The war against ISIS will lead to World War III Essay

The war against ISIS will lead to World War III - Essay Example The militant group has been involved in mass killings, carrying out crucifixions, public executions among other inhuman acts. The United States is one of the nations that are in the forefront of fighting ISIS. Drone airstrikes have been carried out against ISIS. The undertaking has led to many questions whether the war against ISIS will eventually lead to World War III or not2. This dilemma is supported by the fact that the planned Christian genocide by the ISIS and the killing of hundreds of people with Jewish faith reflects thoughts of what had occurred prior to World War II. Households have also been stamped with the Arabic Letter N, also called the death stamp which means Nazarene, a repetition of what occurred to Jews during the Holocaust. This means that ISIS is taking a trend that occurred the same way as that before World War II started. The threat is real, and nations should come together to ensure the world does not suffer the same fate again. As Barack Obama of the United States puts it "America is not fighting this war alone." The war on ISIS should involve as many countries as possible so as to bring the militant group down3. In my point of view, the war on terror and especially against ISIS will not lead to WW III. This is because if the group is ignored and left to continue with its vices, more Christians and Jews will be killed which is a violation of human rights. The result is an increased level of hatred between Jews and Christians on one side and Islamic states on the other, a situation that will further fuel the chances of occurrence of World War III. Air strikes will lead to weakening the militant state, and its sources of funds will be destroyed which will delay the advancement of the group big-time. Leaders of ISIS have also been eliminated successfully during this strikes, and although the group has not been weakened to the core, there has been a lack of coordination among